Lender in South Carolina · HMDA 2025
Countybank mortgages in South Carolina
Countybank's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Countybank originated 394 owner-occupied single-family loans in South Carolina from 418 completed applications.
Its median conventional purchase loan costs were $4,200 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
394
of 418 applications
Denial rate
2.2%
Purchase · SC 8.8%
Rate spread
+0.13 pts
Conv. · SC +0.12 pts
Loan amount
$275,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 313 | 304 | 2.2% | 6.625% | +0.13 pts | $4,200 | $275,000 |
| Refinance | 59 | 54 | 8.5% | 6.125% | +0.01 pts | $2,960 | $305,000 |
| Cash-out refinance | 46 | 36 | 19.6% | 6.625% | +0.21 pts | $3,730 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Countybank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greenwood County | 3 | 63 | 8.3% |
| Abbeville County | 8 | 5 | 2.4% |
| McCormick County | 9 | 3 | 2.4% |
| Greenville County | 11 | 182 | 2.0% |
| Laurens County | 17 | 12 | 1.1% |
| Anderson County | 19 | 46 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology