Lender in North Carolina · HMDA 2025
Credit Union Mortgage Association, Inc. mortgages in North Carolina
Credit Union Mortgage Association, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Credit Union Mortgage Association, Inc. originated 220 owner-occupied single-family loans in North Carolina from 262 completed applications.
Its median conventional purchase loan costs were $3,870 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.25% (North Carolina: 6.50%).
Loans in NC
220
of 262 applications
Denial rate
4.3%
Purchase · NC 7.6%
Rate spread
−0.60 pts
Conv. · NC +0.04 pts
Loan amount
$345,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 162 | 152 | 4.3% | 6.250% | −0.60 pts | $3,870 | $345,000 |
| Refinance | 41 | 33 | 17.1% | — | −0.86 pts | $3,620 | $385,000 |
| Cash-out refinance | 59 | 35 | 39.0% | — | −0.44 pts | $2,950 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Credit Union Mortgage Association, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Moore County | 21 | 25 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology