Lender in Kansas · HMDA 2025
Credit Union of America mortgages in Kansas
Credit Union of America's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Credit Union of America originated 350 owner-occupied single-family loans in Kansas from 632 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $2,890 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
350
of 632 applications
Denial rate
21.7%
Purchase · KS 6.6%
Rate spread
+0.12 pts
Conv. · KS +0.18 pts
Loan amount
$205,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 516 | 294 | 21.7% | 6.625% | +0.12 pts | $2,890 | $205,000 |
| Refinance | 76 | 39 | 26.3% | — | +0.12 pts | $3,060 | $155,000 |
| Cash-out refinance | 40 | 17 | 30.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Credit Union of America ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pratt County | 3 | 7 | 9.1% |
| Kiowa County | 5 | 1 | 11.1% |
| Barton County | 7 | 6 | 2.7% |
| Sedgwick County | 8 | 265 | 3.6% |
| Pawnee County | 8 | 3 | 3.1% |
| Harper County | 11 | 2 | 3.9% |
| Reno County | 13 | 11 | 1.5% |
| Butler County | 14 | 26 | 2.4% |
| Harvey County | 15 | 7 | 1.6% |
| Edwards County | 15 | 1 | 4.0% |
| Stafford County | 15 | 1 | 4.5% |
| Kingman County | 17 | 2 | 2.1% |
| Sumner County | 22 | 5 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology