Lender in California · HMDA 2025
Dignified Home Loans, LLC mortgages in California
Dignified Home Loans, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Dignified Home Loans, LLC originated 348 owner-occupied single-family loans in California from 383 completed applications.
Its median conventional purchase loan costs were $7,890 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
348
of 383 applications
Denial rate
0.3%
Purchase · CA 8.9%
Rate spread
+0.27 pts
Conv. · CA +0.09 pts
Loan amount
$455,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 321 | 294 | 0.3% | 6.625% | +0.27 pts | $7,890 | $455,000 |
| Refinance | 22 | 19 | 0.0% | — | — | — | — |
| Cash-out refinance | 40 | 35 | 0.0% | 6.625% | +0.39 pts | $6,530 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Dignified Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kern County | 13 | 163 | 1.8% |
| Ventura County | 18 | 71 | 1.1% |
| San Luis Obispo County | 18 | 25 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology