Lender in New York · HMDA 2025
Dime Community Bank mortgages in New York
Dime Community Bank's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Dime Community Bank originated 216 owner-occupied single-family loans in New York from 270 completed applications.
Loans in NY
216
of 270 applications
Denial rate
19.3%
Purchase · NY 9.5%
Rate spread
—
Conv. · NY +0.07 pts
Loan amount
$595,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 239 | 192 | 19.3% | — | — | — | $595,000 |
| Refinance | 23 | 18 | 21.7% | — | — | — | — |
| Cash-out refinance | 8 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Dime Community Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New York County | 22 | 47 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology