Lender in New York · HMDA 2025
East Coast Capital Corp. mortgages in New York
East Coast Capital Corp.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
East Coast Capital Corp. originated 640 owner-occupied single-family loans in New York from 696 completed applications.
Its median conventional purchase loan costs were $10,620 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
640
of 696 applications
Denial rate
9.6%
Purchase · NY 9.5%
Rate spread
+0.27 pts
Conv. · NY +0.07 pts
Loan amount
$595,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 554 | 501 | 9.6% | 6.625% | +0.27 pts | $10,620 | $595,000 |
| Refinance | 31 | 30 | 3.2% | 6.625% | +0.25 pts | $10,480 | $505,000 |
| Cash-out refinance | 111 | 109 | 1.8% | 7.000% | +0.74 pts | $14,290 | $515,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where East Coast Capital Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nassau County | 16 | 163 | 1.6% |
| Suffolk County | 18 | 223 | 1.6% |
| Bronx County | 22 | 26 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology