Lender in New York · HMDA 2025
East West Bank mortgages in New York
East West Bank's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
East West Bank originated 306 owner-occupied single-family loans in New York from 384 completed applications.
Its median conventional purchase loan costs were $5,540 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.00% (New York: 6.50%).
Loans in NY
306
of 384 applications
Denial rate
14.5%
Purchase · NY 9.5%
Rate spread
+0.23 pts
Conv. · NY +0.07 pts
Loan amount
$255,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 372 | 297 | 14.5% | 6.000% | +0.23 pts | $5,540 | $255,000 |
| Refinance | 6 | 3 | — | — | — | — | — |
| Cash-out refinance | 6 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where East West Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Queens County | 12 | 172 | 2.0% |
| Richmond County | 25 | 31 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology