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Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

East Wisconsin Savings Bank: 2025 mortgage rates, costs & approvals

How East Wisconsin Savings Bank priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: East Wisconsin Savings Bank · LEI 254900FSTRXV05536767

In 2025, East Wisconsin Savings Bank originated 157 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 1 state — 1439th by volume among the 2,017 lenders profiled here.

It denied 6.7% of completed home-purchase applications (all lenders: 8.5%).

Loans
157
of 189 applications
Denial rate
6.7%
Purchase · all 8.5%
30-yr fixed rate
—
Conv. · all 6.625%
Loan costs
—
Conv. · all $5,570
Loan amount
$275,000
Purchase · all $335,000
Borrower income
$112,000
Purchase · all $116,000

How East Wisconsin Savings Bank priced home-purchase loans

Purchase loans, 2025East Wisconsin Savings BankAll lenders
30-year fixed rate · conventional—6.625%
30-year fixed rate · FHA—6.250%
30-year fixed rate · VA—6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional—+0.13 pts
Total loan costs · conventional—$5,570
Total loan costs · FHA—$11,310
Total loan costs · VA—$6,490
Origination charges (all types)—$1,860
Borrowers paying discount points—51.3%
Points paid, when paid (% of loan)—0.87%
Borrowers receiving lender credits—33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 100.0% 157

By purpose

Home purchase 73.2% 115
Refinance 26.1% 41
Cash-out refinance 0.6% 1
Home value
—
Median, purchase loans
Down payment
—
All lenders 10%
Refi rate
—
30-yr fixed, conventional
Refi denial rate
9.4%
Cash-out —

Where East Wisconsin Savings Bank lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Wisconsin1571896.7%——

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open East Wisconsin Savings Bank's page for that state.

Counties where East Wisconsin Savings Bank is a top lender

CountyRankLoansMarket share
Menominee County, WI316.3%
Calumet County, WI7283.0%
Outagamie County, WI13692.1%
Waupaca County, WI16101.3%

Check East Wisconsin Savings Bank yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology