Lender in Pennsylvania · HMDA 2025
Embassy Bank For The Lehigh Valley mortgages in Pennsylvania
Embassy Bank For The Lehigh Valley's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Embassy Bank For The Lehigh Valley originated 232 owner-occupied single-family loans in Pennsylvania from 260 completed applications.
Its median conventional purchase loan costs were $3,780 versus $5,880 for all Pennsylvania lenders.
Loans in PA
232
of 260 applications
Denial rate
1.7%
Purchase · PA 6.7%
Rate spread
−0.17 pts
Conv. · PA +0.17 pts
Loan amount
$305,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 172 | 162 | 1.7% | — | −0.17 pts | $3,780 | $305,000 |
| Refinance | 88 | 70 | 20.4% | — | −0.19 pts | $1,710 | $225,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Embassy Bank For The Lehigh Valley ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Northampton County | 5 | 115 | 3.1% |
| Lehigh County | 9 | 107 | 2.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology