Lender in New Hampshire · HMDA 2025
Emm Loans LLC mortgages in New Hampshire
Emm Loans LLC's 2025 home-purchase and refinance lending in New Hampshire, compared with all lenders in the state.
Emm Loans LLC originated 744 owner-occupied single-family loans in New Hampshire from 779 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $4,610 versus $4,470 for all New Hampshire lenders, at a median 30-year fixed rate of 6.75% (New Hampshire: 6.625%).
Loans in NH
744
of 779 applications
Denial rate
1.5%
Purchase · NH 6.6%
Rate spread
+0.29 pts
Conv. · NH +0.17 pts
Loan amount
$405,000
Purchase · NH $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 684 | 654 | 1.5% | 6.750% | +0.29 pts | $4,610 | $405,000 |
| Refinance | 95 | 90 | 1.1% | 6.750% | +0.23 pts | $4,520 | $325,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Hampshire counties where Emm Loans LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grafton County | 1 | 121 | 13.9% |
| Sullivan County | 2 | 58 | 11.7% |
| Merrimack County | 4 | 98 | 4.5% |
| Rockingham County | 5 | 186 | 4.0% |
| Hillsborough County | 7 | 182 | 3.2% |
| Strafford County | 7 | 44 | 2.6% |
| Belknap County | 10 | 22 | 2.5% |
| Cheshire County | 11 | 16 | 1.8% |
| Carroll County | 11 | 14 | 2.1% |
| Coos County | 24 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology