Lender in Illinois · HMDA 2025
Envoy Mortgage, LTD mortgages in Illinois
Envoy Mortgage, LTD's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Envoy Mortgage, LTD originated 282 owner-occupied single-family loans in Illinois from 295 completed applications.
Its median conventional purchase loan costs were $4,440 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
282
of 295 applications
Denial rate
2.9%
Purchase · IL 9.2%
Rate spread
+0.46 pts
Conv. · IL +0.27 pts
Loan amount
$195,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 276 | 268 | 2.9% | 6.875% | +0.46 pts | $4,440 | $195,000 |
| Refinance | 12 | 9 | — | — | — | — | — |
| Cash-out refinance | 7 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Envoy Mortgage, LTD ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Winnebago County | 4 | 158 | 4.5% |
| Boone County | 6 | 21 | 3.2% |
| Lee County | 9 | 10 | 3.6% |
| Ogle County | 11 | 21 | 3.1% |
| Stephenson County | 12 | 8 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology