Lender in Indiana · HMDA 2025
Everwise Credit Union mortgages in Indiana
Everwise Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Everwise Credit Union originated 710 owner-occupied single-family loans in Indiana from 832 completed applications.
Its median conventional purchase loan costs were $2,960 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
710
of 832 applications
Denial rate
6.3%
Purchase · IN 7.4%
Rate spread
+0.19 pts
Conv. · IN +0.24 pts
Loan amount
$215,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 551 | 511 | 6.3% | 6.625% | +0.19 pts | $2,960 | $215,000 |
| Refinance | 105 | 82 | 20.9% | 6.500% | +0.35 pts | $3,260 | $245,000 |
| Cash-out refinance | 176 | 117 | 31.8% | 6.875% | +0.44 pts | $3,090 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Everwise Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Joseph County | 5 | 216 | 6.1% |
| Fulton County | 5 | 9 | 3.8% |
| Kosciusko County | 6 | 46 | 4.4% |
| Marshall County | 7 | 19 | 3.7% |
| Pulaski County | 9 | 4 | 2.8% |
| Huntington County | 10 | 11 | 2.0% |
| Elkhart County | 11 | 74 | 2.9% |
| Starke County | 16 | 6 | 1.7% |
| Allen County | 17 | 94 | 1.4% |
| Noble County | 18 | 10 | 1.6% |
| Whitley County | 18 | 8 | 1.4% |
| Putnam County | 20 | 6 | 1.1% |
| Wells County | 20 | 5 | 1.1% |
| DeKalb County | 22 | 8 | 1.0% |
| Wabash County | 22 | 4 | 0.9% |
| Adams County | 25 | 3 | 0.7% |
| Fountain County | 25 | 3 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology