Lender in Ohio · HMDA 2025
Farm Credit Mid-America mortgages in Ohio
Farm Credit Mid-America's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Farm Credit Mid-America originated 478 owner-occupied single-family loans in Ohio from 566 completed applications.
Its median conventional purchase loan costs were $6,770 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 7.00% (Ohio: 6.625%).
Loans in OH
478
of 566 applications
Denial rate
12.9%
Purchase · OH 7.1%
Rate spread
+0.49 pts
Conv. · OH +0.22 pts
Loan amount
$315,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 487 | 414 | 12.9% | 7.000% | +0.49 pts | $6,770 | $315,000 |
| Refinance | 78 | 63 | 16.7% | 7.125% | +0.56 pts | $4,640 | $225,000 |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Farm Credit Mid-America ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Holmes County | 4 | 11 | 7.2% |
| Noble County | 4 | 7 | 7.2% |
| Gallia County | 7 | 11 | 4.3% |
| Carroll County | 8 | 8 | 2.9% |
| Morrow County | 10 | 12 | 2.5% |
| Guernsey County | 10 | 11 | 2.7% |
| Vinton County | 10 | 2 | 2.0% |
| Morgan County | 11 | 3 | 2.4% |
| Geauga County | 12 | 26 | 2.1% |
| Muskingum County | 12 | 24 | 2.0% |
| Brown County | 12 | 11 | 1.8% |
| Preble County | 12 | 11 | 1.8% |
| Knox County | 13 | 16 | 1.7% |
| Adams County | 13 | 5 | 1.9% |
| Ashland County | 15 | 9 | 1.4% |
| Coshocton County | 15 | 8 | 2.0% |
| Athens County | 15 | 5 | 1.7% |
| Williams County | 16 | 4 | 0.8% |
| Tuscarawas County | 17 | 9 | 1.1% |
| Ashtabula County | 18 | 13 | 1.1% |
| Darke County | 19 | 9 | 1.4% |
| Logan County | 20 | 8 | 1.2% |
| Perry County | 21 | 5 | 1.2% |
| Belmont County | 22 | 6 | 1.0% |
| Fulton County | 22 | 5 | 1.0% |
| Jackson County | 22 | 3 | 1.0% |
| Monroe County | 22 | 1 | 0.9% |
| Trumbull County | 24 | 18 | 0.7% |
| Auglaize County | 24 | 4 | 0.8% |
| Mercer County | 25 | 2 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology