Lender in Iowa · HMDA 2025
Fidelity Bank mortgages in Iowa
Fidelity Bank's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Fidelity Bank originated 257 owner-occupied single-family loans in Iowa from 264 completed applications.
Loans in IA
257
of 264 applications
Denial rate
1.4%
Purchase · IA 6.3%
Rate spread
—
Conv. · IA −0.05 pts
Loan amount
$265,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 211 | 207 | 1.4% | — | — | — | $265,000 |
| Refinance | 49 | 47 | 2.0% | — | — | — | $395,000 |
| Cash-out refinance | 4 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Fidelity Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Adams County | 9 | 1 | 2.7% |
| Dallas County | 11 | 56 | 2.2% |
| Wayne County | 11 | 1 | 1.4% |
| Clarke County | 12 | 4 | 3.0% |
| Warren County | 13 | 28 | 2.3% |
| Guthrie County | 13 | 3 | 1.7% |
| Worth County | 15 | 1 | 1.4% |
| Allamakee County | 17 | 1 | 0.8% |
| Polk County | 18 | 130 | 1.6% |
| Decatur County | 18 | 1 | 1.3% |
| Calhoun County | 19 | 1 | 1.2% |
| Boone County | 22 | 5 | 1.2% |
| Madison County | 22 | 4 | 1.3% |
| Jasper County | 24 | 7 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology