Lender in New Jersey · HMDA 2025
First Alliance Home Mortgage, LLC mortgages in New Jersey
First Alliance Home Mortgage, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
First Alliance Home Mortgage, LLC originated 290 owner-occupied single-family loans in New Jersey from 317 completed applications.
Its median conventional purchase loan costs were $7,540 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).
Loans in NJ
290
of 317 applications
Denial rate
8.0%
Purchase · NJ 8.4%
Rate spread
+0.34 pts
Conv. · NJ +0.12 pts
Loan amount
$435,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 263 | 242 | 8.0% | 6.875% | +0.34 pts | $7,540 | $435,000 |
| Refinance | 54 | 48 | 11.1% | 6.625% | +0.30 pts | $7,580 | $375,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where First Alliance Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cape May County | 18 | 17 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology