Lender in Indiana · HMDA 2025
First Federal Savings Bank mortgages in Indiana
First Federal Savings Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
First Federal Savings Bank originated 521 owner-occupied single-family loans in Indiana from 534 completed applications.
Its median conventional purchase loan costs were $2,960 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
521
of 534 applications
Denial rate
0.7%
Purchase · IN 7.4%
Rate spread
+0.44 pts
Conv. · IN +0.24 pts
Loan amount
$245,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 425 | 416 | 0.7% | 6.875% | +0.44 pts | $2,960 | $245,000 |
| Refinance | 45 | 44 | 2.2% | 5.250% | −1.23 pts | $2,670 | $145,000 |
| Cash-out refinance | 64 | 61 | 1.6% | 7.000% | +0.56 pts | $2,850 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where First Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 1 | 99 | 19.2% |
| Fulton County | 1 | 56 | 23.5% |
| Pulaski County | 1 | 16 | 11.2% |
| Kosciusko County | 2 | 98 | 9.4% |
| St. Joseph County | 9 | 109 | 3.1% |
| Elkhart County | 9 | 77 | 3.1% |
| Starke County | 9 | 10 | 2.9% |
| Wabash County | 14 | 7 | 1.6% |
| Miami County | 15 | 7 | 1.8% |
| LaGrange County | 18 | 4 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology