Lender in Idaho · HMDA 2025
First Federal Savings Bank of Twin Falls mortgages in Idaho
First Federal Savings Bank of Twin Falls's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
First Federal Savings Bank of Twin Falls originated 332 owner-occupied single-family loans in Idaho from 375 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $6,620 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.375% (Idaho: 6.50%).
Loans in ID
332
of 375 applications
Denial rate
4.1%
Purchase · ID 4.9%
Rate spread
−0.13 pts
Conv. · ID +0.06 pts
Loan amount
$335,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 271 | 257 | 4.1% | 6.375% | −0.13 pts | $6,620 | $335,000 |
| Refinance | 59 | 32 | 44.1% | 6.375% | −0.06 pts | $4,400 | $205,000 |
| Cash-out refinance | 45 | 43 | 2.2% | 6.625% | +0.09 pts | $5,410 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where First Federal Savings Bank of Twin Falls ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Twin Falls County | 2 | 191 | 12.9% |
| Minidoka County | 3 | 31 | 9.8% |
| Jerome County | 3 | 29 | 8.6% |
| Cassia County | 4 | 21 | 7.2% |
| Lincoln County | 5 | 3 | 5.2% |
| Gooding County | 7 | 9 | 5.9% |
| Camas County | 7 | 1 | 3.9% |
| Valley County | 9 | 3 | 1.6% |
| Lemhi County | 13 | 1 | 1.2% |
| Boise County | 14 | 3 | 1.7% |
| Blaine County | 19 | 2 | 0.8% |
| Washington County | 22 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology