Lender in Indiana · HMDA 2025
First Financial Bank, N.A. mortgages in Indiana
First Financial Bank, N.A.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
First Financial Bank, N.A. originated 309 owner-occupied single-family loans in Indiana from 413 completed applications.
Its median conventional purchase loan costs were $2,970 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.75% (Indiana: 6.625%).
Loans in IN
309
of 413 applications
Denial rate
16.9%
Purchase · IN 7.4%
Rate spread
+0.31 pts
Conv. · IN +0.24 pts
Loan amount
$185,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 249 | 190 | 16.9% | 6.750% | +0.31 pts | $2,970 | $185,000 |
| Refinance | 127 | 94 | 22.1% | — | +0.61 pts | $240 | $55,000 |
| Cash-out refinance | 37 | 25 | 27.0% | — | +0.46 pts | $3,180 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where First Financial Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Vermillion County | 1 | 31 | 12.9% |
| Vigo County | 2 | 156 | 11.9% |
| Sullivan County | 2 | 27 | 12.3% |
| Clay County | 3 | 26 | 7.6% |
| Parke County | 3 | 14 | 7.4% |
| Greene County | 7 | 15 | 3.3% |
| Daviess County | 17 | 5 | 1.8% |
| Knox County | 20 | 4 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology