Lender in Maryland · HMDA 2025
First Home Mortgage Corporation mortgages in Maryland
First Home Mortgage Corporation's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
First Home Mortgage Corporation originated 3,254 owner-occupied single-family loans in Maryland from 3,358 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $9,110 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
3,254
of 3,358 applications
Denial rate
2.5%
Purchase · MD 8.6%
Rate spread
+0.34 pts
Conv. · MD +0.14 pts
Loan amount
$375,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,073 | 2,977 | 2.5% | 6.750% | +0.34 pts | $9,110 | $375,000 |
| Refinance | 214 | 206 | 1.9% | 6.375% | +0.04 pts | $8,090 | $415,000 |
| Cash-out refinance | 71 | 71 | 0.0% | 6.990% | +0.52 pts | $8,310 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where First Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baltimore city | 1 | 433 | 7.3% |
| St. Mary's County | 1 | 270 | 15.0% |
| Calvert County | 1 | 164 | 10.4% |
| Somerset County | 2 | 21 | 9.5% |
| Anne Arundel County | 3 | 481 | 5.4% |
| Baltimore County | 3 | 398 | 4.2% |
| Howard County | 3 | 157 | 3.8% |
| Carroll County | 3 | 78 | 3.3% |
| Queen Anne's County | 3 | 74 | 7.2% |
| Dorchester County | 3 | 30 | 6.0% |
| Kent County | 3 | 15 | 6.3% |
| Talbot County | 4 | 28 | 6.1% |
| Montgomery County | 5 | 286 | 2.7% |
| Harford County | 5 | 169 | 4.3% |
| Caroline County | 5 | 32 | 7.0% |
| Prince George's County | 7 | 281 | 2.5% |
| Washington County | 7 | 52 | 2.6% |
| Wicomico County | 7 | 46 | 3.6% |
| Charles County | 8 | 122 | 3.4% |
| Worcester County | 9 | 16 | 2.1% |
| Frederick County | 12 | 80 | 1.7% |
| Cecil County | 20 | 17 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology