Lender in Arkansas · HMDA 2025
First Horizon Bank mortgages in Arkansas
First Horizon Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
First Horizon Bank originated 438 owner-occupied single-family loans in Arkansas from 491 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $3,780 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.50% (Arkansas: 6.625%).
Loans in AR
438
of 491 applications
Denial rate
8.0%
Purchase · AR 8.5%
Rate spread
−0.04 pts
Conv. · AR +0.17 pts
Loan amount
$245,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 424 | 387 | 8.0% | 6.500% | −0.04 pts | $3,780 | $245,000 |
| Refinance | 50 | 37 | 26.0% | 6.375% | −0.13 pts | $3,350 | $365,000 |
| Cash-out refinance | 17 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where First Horizon Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Randolph County | 1 | 28 | 15.4% |
| Lawrence County | 5 | 9 | 5.5% |
| Pulaski County | 8 | 169 | 3.4% |
| Craighead County | 12 | 35 | 2.4% |
| Saline County | 15 | 38 | 1.6% |
| Washington County | 17 | 48 | 1.3% |
| Cleveland County | 21 | 1 | 1.8% |
| Nevada County | 21 | 1 | 2.0% |
| Lonoke County | 22 | 17 | 1.1% |
| Phillips County | 24 | 1 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology