Lender in Maryland · HMDA 2025
First Savings Mortgage Corporation mortgages in Maryland
First Savings Mortgage Corporation's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
First Savings Mortgage Corporation originated 432 owner-occupied single-family loans in Maryland from 436 completed applications.
Its median conventional purchase loan costs were $6,570 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
432
of 436 applications
Denial rate
1.1%
Purchase · MD 8.6%
Rate spread
+0.05 pts
Conv. · MD +0.14 pts
Loan amount
$555,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 351 | 347 | 1.1% | 6.625% | +0.05 pts | $6,570 | $555,000 |
| Refinance | 70 | 70 | 0.0% | 6.500% | +0.00 pts | $4,830 | $535,000 |
| Cash-out refinance | 15 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where First Savings Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 9 | 262 | 2.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology