Lender in Indiana · HMDA 2025
Flagstar Bank, N.A. mortgages in Indiana
Flagstar Bank, N.A.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Flagstar Bank, N.A. originated 231 owner-occupied single-family loans in Indiana from 327 completed applications.
Its median conventional purchase loan costs were $3,330 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
231
of 327 applications
Denial rate
28.9%
Purchase · IN 7.4%
Rate spread
+0.19 pts
Conv. · IN +0.24 pts
Loan amount
$195,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 225 | 158 | 28.9% | 6.500% | +0.19 pts | $3,330 | $195,000 |
| Refinance | 43 | 29 | 20.9% | — | +0.75 pts | — | $95,000 |
| Cash-out refinance | 59 | 44 | 23.7% | 6.875% | +0.43 pts | $3,360 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Flagstar Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fulton County | 6 | 7 | 2.9% |
| Allen County | 19 | 87 | 1.3% |
| Steuben County | 23 | 5 | 1.2% |
| Wabash County | 23 | 4 | 0.9% |
| Wells County | 24 | 4 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology