Lender in New York · HMDA 2025
FM Home Loans, LLC mortgages in New York
FM Home Loans, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
FM Home Loans, LLC originated 528 owner-occupied single-family loans in New York from 618 completed applications.
Its median conventional purchase loan costs were $6,290 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.624% (New York: 6.50%).
Loans in NY
528
of 618 applications
Denial rate
3.2%
Purchase · NY 9.5%
Rate spread
+0.08 pts
Conv. · NY +0.07 pts
Loan amount
$685,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 495 | 428 | 3.2% | 6.624% | +0.08 pts | $6,290 | $685,000 |
| Refinance | 123 | 100 | 1.6% | 6.625% | +0.22 pts | $8,750 | $805,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where FM Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rockland County | 6 | 136 | 5.8% |
| Kings County | 10 | 147 | 2.1% |
| Orange County | 20 | 41 | 1.2% |
| Sullivan County | 22 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology