Lender in Wisconsin · HMDA 2025
FOX Communities Credit Union mortgages in Wisconsin
FOX Communities Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
FOX Communities Credit Union originated 907 owner-occupied single-family loans in Wisconsin from 1,106 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $2,400 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.125% (Wisconsin: 6.625%).
Loans in WI
907
of 1,106 applications
Denial rate
2.0%
Purchase · WI 6.2%
Rate spread
−0.11 pts
Conv. · WI +0.12 pts
Loan amount
$245,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 714 | 612 | 2.0% | 6.125% | −0.11 pts | $2,400 | $245,000 |
| Refinance | 127 | 82 | 10.2% | 6.000% | −0.17 pts | $1,630 | $205,000 |
| Cash-out refinance | 265 | 213 | 5.3% | 6.125% | −0.11 pts | $740 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where FOX Communities Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Outagamie County | 2 | 255 | 8.0% |
| Waupaca County | 2 | 55 | 7.2% |
| Brown County | 3 | 250 | 6.6% |
| Calumet County | 3 | 36 | 3.9% |
| Winnebago County | 4 | 113 | 4.4% |
| Kewaunee County | 4 | 20 | 6.6% |
| Manitowoc County | 5 | 72 | 6.0% |
| Shawano County | 5 | 25 | 4.9% |
| Oconto County | 8 | 20 | 3.5% |
| Waushara County | 14 | 5 | 1.5% |
| Door County | 15 | 5 | 1.5% |
| Marinette County | 17 | 8 | 1.4% |
| Forest County | 18 | 1 | 0.9% |
| Vilas County | 21 | 3 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology