Lender in Maryland · HMDA 2025
Fulton Bank, N.A. mortgages in Maryland
Fulton Bank, N.A.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Fulton Bank, N.A. originated 386 owner-occupied single-family loans in Maryland from 433 completed applications.
Its median conventional purchase loan costs were $6,570 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
386
of 433 applications
Denial rate
9.1%
Purchase · MD 8.6%
Rate spread
+0.19 pts
Conv. · MD +0.14 pts
Loan amount
$385,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 396 | 357 | 9.1% | 6.625% | +0.19 pts | $6,570 | $385,000 |
| Refinance | 30 | 24 | 20.0% | — | +0.08 pts | $4,740 | $495,000 |
| Cash-out refinance | 7 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Fulton Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baltimore city | 19 | 75 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology