Lender in Missouri · HMDA 2025
Gershman Investment Corp. mortgages in Missouri
Gershman Investment Corp.'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Gershman Investment Corp. originated 1,396 owner-occupied single-family loans in Missouri from 1,528 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $3,660 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
1,396
of 1,528 applications
Denial rate
8.1%
Purchase · MO 6.5%
Rate spread
+0.32 pts
Conv. · MO +0.24 pts
Loan amount
$225,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,284 | 1,173 | 8.1% | 6.625% | +0.32 pts | $3,660 | $225,000 |
| Refinance | 168 | 159 | 5.4% | 6.750% | +0.33 pts | $2,230 | $285,000 |
| Cash-out refinance | 76 | 64 | 14.5% | 7.250% | +0.73 pts | $2,720 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Gershman Investment Corp. ranks in the top 25
Showing the 30 counties where it ranks highest, of 46.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ste. Genevieve County | 2 | 24 | 10.3% |
| Vernon County | 2 | 23 | 11.2% |
| Barton County | 2 | 15 | 14.1% |
| Cedar County | 2 | 15 | 9.3% |
| Greene County | 3 | 247 | 5.1% |
| Christian County | 3 | 88 | 4.7% |
| Bollinger County | 3 | 9 | 8.0% |
| Taney County | 4 | 30 | 4.3% |
| Osage County | 4 | 17 | 8.0% |
| Lawrence County | 5 | 30 | 5.2% |
| Dallas County | 5 | 10 | 4.6% |
| Madison County | 5 | 7 | 4.9% |
| Stone County | 6 | 17 | 3.1% |
| Barry County | 6 | 15 | 3.6% |
| Pettis County | 7 | 25 | 4.1% |
| Jefferson County | 8 | 117 | 2.8% |
| St. Francois County | 8 | 24 | 2.6% |
| Howell County | 8 | 12 | 3.0% |
| Texas County | 8 | 8 | 3.1% |
| Polk County | 9 | 13 | 2.6% |
| Perry County | 9 | 6 | 2.6% |
| Dade County | 10 | 3 | 3.7% |
| Reynolds County | 10 | 2 | 3.3% |
| St. Louis city | 11 | 64 | 2.0% |
| Warren County | 12 | 19 | 2.3% |
| Wright County | 12 | 4 | 1.8% |
| Webster County | 13 | 15 | 2.4% |
| Ripley County | 13 | 2 | 1.5% |
| St. Charles County | 14 | 145 | 1.8% |
| Gasconade County | 14 | 4 | 2.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology