Lender in Idaho · HMDA 2025
Glacier Bank mortgages in Idaho
Glacier Bank's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Glacier Bank originated 442 owner-occupied single-family loans in Idaho from 505 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $8,520 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.375% (Idaho: 6.50%).
Loans in ID
442
of 505 applications
Denial rate
8.8%
Purchase · ID 4.9%
Rate spread
−0.02 pts
Conv. · ID +0.06 pts
Loan amount
$405,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 433 | 391 | 8.8% | 6.375% | −0.02 pts | $8,520 | $405,000 |
| Refinance | 30 | 20 | 33.3% | — | — | — | $465,000 |
| Cash-out refinance | 42 | 31 | 26.2% | 6.500% | +0.07 pts | $6,890 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Glacier Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kootenai County | 3 | 190 | 6.1% |
| Bannock County | 5 | 71 | 5.5% |
| Bonner County | 5 | 35 | 5.1% |
| Power County | 5 | 3 | 5.6% |
| Shoshone County | 6 | 11 | 5.0% |
| Fremont County | 6 | 7 | 4.4% |
| Butte County | 6 | 2 | 5.9% |
| Bear Lake County | 7 | 3 | 4.5% |
| Boundary County | 8 | 5 | 3.1% |
| Bingham County | 9 | 15 | 2.5% |
| Caribou County | 10 | 2 | 2.2% |
| Valley County | 13 | 3 | 1.6% |
| Franklin County | 14 | 4 | 1.9% |
| Twin Falls County | 17 | 10 | 0.7% |
| Jefferson County | 17 | 9 | 1.6% |
| Benewah County | 20 | 2 | 1.8% |
| Bonneville County | 21 | 24 | 1.2% |
| Blaine County | 24 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology