Lender in Michigan · HMDA 2025
Gold Star Mortgage Financial Group, Corporation mortgages in Michigan
Gold Star Mortgage Financial Group, Corporation's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Gold Star Mortgage Financial Group, Corporation originated 1,106 owner-occupied single-family loans in Michigan from 1,262 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $4,030 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
1,106
of 1,262 applications
Denial rate
2.3%
Purchase · MI 7.8%
Rate spread
+0.31 pts
Conv. · MI +0.23 pts
Loan amount
$235,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,041 | 936 | 2.3% | 6.625% | +0.31 pts | $4,030 | $235,000 |
| Refinance | 132 | 97 | 2.3% | 6.500% | +0.03 pts | $3,110 | $275,000 |
| Cash-out refinance | 89 | 73 | 2.3% | 7.125% | +0.55 pts | $3,320 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Gold Star Mortgage Financial Group, Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washtenaw County | 5 | 188 | 4.5% |
| Lenawee County | 6 | 46 | 3.6% |
| Hillsdale County | 10 | 10 | 2.0% |
| Livingston County | 12 | 51 | 1.7% |
| Jackson County | 13 | 42 | 1.9% |
| Wayne County | 14 | 285 | 1.5% |
| Presque Isle County | 18 | 1 | 1.2% |
| Oakland County | 21 | 167 | 0.9% |
| Monroe County | 21 | 26 | 1.1% |
| Montmorency County | 21 | 1 | 0.7% |
| Macomb County | 22 | 117 | 0.9% |
| Otsego County | 24 | 2 | 0.6% |
- Gold Star Mortgage Financial Group, Corporation nationwide
- Michigan mortgage market
- Gold Star Mortgage Financial Group, Corporation in Florida
- Gold Star Mortgage Financial Group, Corporation in Texas
- Gold Star Mortgage Financial Group, Corporation in Indiana
- Gold Star Mortgage Financial Group, Corporation in Nevada
- Gold Star Mortgage Financial Group, Corporation in North Carolina
- Gold Star Mortgage Financial Group, Corporation in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology