Lender in Kansas · HMDA 2025
Golden Plains Credit Union mortgages in Kansas
Golden Plains Credit Union's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Golden Plains Credit Union originated 225 owner-occupied single-family loans in Kansas from 353 completed applications.
Its median conventional purchase loan costs were $1,880 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.375% (Kansas: 6.625%).
Loans in KS
225
of 353 applications
Denial rate
28.6%
Purchase · KS 6.6%
Rate spread
−0.09 pts
Conv. · KS +0.18 pts
Loan amount
$165,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 294 | 182 | 28.6% | 6.375% | −0.09 pts | $1,880 | $165,000 |
| Refinance | 29 | 20 | 27.6% | — | — | $1,910 | $145,000 |
| Cash-out refinance | 30 | 23 | 20.0% | — | +0.15 pts | $2,010 | $115,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Golden Plains Credit Union ranks in the top 25
Showing the 30 counties where it ranks highest, of 42.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Finney County | 1 | 42 | 19.0% |
| Ellis County | 1 | 41 | 20.8% |
| Grant County | 1 | 10 | 20.4% |
| Phillips County | 1 | 10 | 35.7% |
| Kearny County | 1 | 9 | 34.6% |
| Russell County | 1 | 7 | 15.9% |
| Trego County | 1 | 6 | 35.3% |
| Rooks County | 1 | 4 | 16.7% |
| Gove County | 1 | 3 | 16.7% |
| Hamilton County | 1 | 3 | 30.0% |
| Graham County | 1 | 2 | 15.4% |
| Stanton County | 1 | 1 | 50.0% |
| Thomas County | 2 | 7 | 12.7% |
| Stevens County | 2 | 6 | 20.0% |
| Gray County | 2 | 5 | 11.9% |
| Haskell County | 2 | 2 | 11.8% |
| Greeley County | 2 | 1 | 11.1% |
| Clark County | 3 | 2 | 13.3% |
| Norton County | 3 | 2 | 9.5% |
| Wichita County | 3 | 1 | 10.0% |
| Seward County | 4 | 7 | 5.0% |
| Decatur County | 4 | 2 | 7.7% |
| Sherman County | 4 | 2 | 5.1% |
| Kiowa County | 4 | 1 | 11.1% |
| Morton County | 4 | 1 | 8.3% |
| Sheridan County | 4 | 1 | 7.1% |
| Smith County | 4 | 1 | 8.3% |
| Osborne County | 5 | 1 | 5.6% |
| Meade County | 6 | 1 | 4.3% |
| Ness County | 6 | 1 | 5.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology