Lender in Missouri · HMDA 2025
Great Southern Bank mortgages in Missouri
Great Southern Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Great Southern Bank originated 458 owner-occupied single-family loans in Missouri from 511 completed applications.
Its median conventional purchase loan costs were $3,180 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.50% (Missouri: 6.625%).
Loans in MO
458
of 511 applications
Denial rate
4.2%
Purchase · MO 6.5%
Rate spread
+0.11 pts
Conv. · MO +0.24 pts
Loan amount
$235,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 332 | 318 | 4.2% | 6.500% | +0.11 pts | $3,180 | $235,000 |
| Refinance | 94 | 78 | 16.0% | — | +0.22 pts | $2,770 | $225,000 |
| Cash-out refinance | 85 | 62 | 27.1% | 6.750% | +0.11 pts | $2,770 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Great Southern Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Reynolds County | 2 | 5 | 8.3% |
| Greene County | 5 | 185 | 3.8% |
| Douglas County | 5 | 6 | 5.0% |
| Cedar County | 8 | 4 | 2.5% |
| Iron County | 8 | 2 | 2.0% |
| Christian County | 10 | 50 | 2.6% |
| Stone County | 10 | 13 | 2.4% |
| Texas County | 10 | 5 | 2.0% |
| Barton County | 10 | 2 | 1.9% |
| Dade County | 11 | 2 | 2.4% |
| Ozark County | 11 | 1 | 1.6% |
| Vernon County | 15 | 3 | 1.5% |
| Hickory County | 15 | 1 | 0.9% |
| Webster County | 16 | 12 | 1.9% |
| Dallas County | 16 | 4 | 1.8% |
| Wright County | 16 | 3 | 1.4% |
| Camden County | 19 | 7 | 0.8% |
| Lawrence County | 19 | 6 | 1.0% |
| Washington County | 19 | 2 | 0.8% |
| Madison County | 19 | 1 | 0.7% |
| Polk County | 21 | 6 | 1.2% |
| Taney County | 23 | 6 | 0.9% |
| Newton County | 23 | 5 | 0.6% |
| Perry County | 24 | 1 | 0.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology