Lender in Iowa · HMDA 2025
Greenstate Credit Union mortgages in Iowa
Greenstate Credit Union's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Greenstate Credit Union originated 5,464 owner-occupied single-family loans in Iowa from 5,905 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $1,910 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.25% (Iowa: 6.375%).
Loans in IA
5,464
of 5,905 applications
Denial rate
1.5%
Purchase · IA 6.3%
Rate spread
−0.23 pts
Conv. · IA −0.05 pts
Loan amount
$225,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,693 | 4,428 | 1.5% | 6.250% | −0.23 pts | $1,910 | $225,000 |
| Refinance | 920 | 816 | 6.7% | 6.000% | −0.27 pts | $1,660 | $305,000 |
| Cash-out refinance | 292 | 220 | 19.2% | 6.375% | −0.07 pts | $1,780 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Greenstate Credit Union ranks in the top 25
Showing the 30 counties where it ranks highest, of 70.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Polk County | 1 | 1,039 | 12.9% |
| Linn County | 1 | 922 | 24.5% |
| Johnson County | 1 | 833 | 37.3% |
| Scott County | 1 | 403 | 14.4% |
| Dallas County | 1 | 362 | 14.3% |
| Warren County | 1 | 120 | 9.7% |
| Poweshiek County | 1 | 89 | 36.9% |
| Webster County | 1 | 87 | 22.5% |
| Iowa County | 1 | 76 | 31.3% |
| Benton County | 1 | 61 | 13.8% |
| Cedar County | 1 | 60 | 20.2% |
| Grundy County | 1 | 43 | 21.7% |
| Jones County | 1 | 27 | 11.2% |
| Tama County | 1 | 24 | 12.8% |
| Madison County | 1 | 23 | 7.5% |
| Black Hawk County | 2 | 445 | 25.7% |
| Dubuque County | 2 | 231 | 18.0% |
| Washington County | 2 | 61 | 17.7% |
| Bremer County | 2 | 49 | 12.4% |
| Muscatine County | 2 | 43 | 10.2% |
| Buchanan County | 2 | 36 | 13.7% |
| Butler County | 2 | 20 | 10.9% |
| Wright County | 2 | 12 | 12.5% |
| Jasper County | 3 | 35 | 5.5% |
| Jackson County | 3 | 17 | 9.7% |
| Fayette County | 3 | 14 | 6.8% |
| Hamilton County | 3 | 10 | 7.0% |
| Clinton County | 4 | 38 | 7.0% |
| Boone County | 4 | 20 | 4.9% |
| Keokuk County | 4 | 9 | 8.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology