Lender in Michigan · HMDA 2025
GVC Mortgage, Inc. mortgages in Michigan
GVC Mortgage, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
GVC Mortgage, Inc. originated 508 owner-occupied single-family loans in Michigan from 530 completed applications.
Its median conventional purchase loan costs were $5,180 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
508
of 530 applications
Denial rate
3.0%
Purchase · MI 7.8%
Rate spread
+0.55 pts
Conv. · MI +0.23 pts
Loan amount
$195,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 491 | 471 | 3.0% | 6.625% | +0.55 pts | $5,180 | $195,000 |
| Refinance | 19 | 19 | — | — | — | — | — |
| Cash-out refinance | 20 | 18 | 10.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where GVC Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lenawee County | 2 | 131 | 10.2% |
| Branch County | 4 | 30 | 6.2% |
| Kalamazoo County | 7 | 86 | 2.6% |
| Van Buren County | 7 | 32 | 3.7% |
| Hillsdale County | 7 | 14 | 2.8% |
| Calhoun County | 8 | 61 | 3.3% |
| Gladwin County | 10 | 8 | 2.3% |
| St. Joseph County | 15 | 16 | 2.0% |
| Oceana County | 20 | 2 | 0.7% |
| Oscoda County | 21 | 1 | 1.1% |
| Clare County | 22 | 4 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology