Lender in Florida · HMDA 2025
Hancock Whitney Bank mortgages in Florida
Hancock Whitney Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Hancock Whitney Bank originated 228 owner-occupied single-family loans in Florida from 254 completed applications.
Its median conventional purchase loan costs were $4,690 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
228
of 254 applications
Denial rate
9.0%
Purchase · FL 12.8%
Rate spread
+0.01 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 232 | 211 | 9.0% | 6.500% | +0.01 pts | $4,690 | $345,000 |
| Refinance | 8 | 6 | — | — | — | — | — |
| Cash-out refinance | 14 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology