Lender in Massachusetts · HMDA 2025
Harborone Mortgage, LLC mortgages in Massachusetts
Harborone Mortgage, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Harborone Mortgage, LLC originated 610 owner-occupied single-family loans in Massachusetts from 685 completed applications.
Its median conventional purchase loan costs were $5,130 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
610
of 685 applications
Denial rate
7.4%
Purchase · MA 6.3%
Rate spread
−0.01 pts
Conv. · MA +0.02 pts
Loan amount
$455,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 527 | 487 | 7.4% | 6.625% | −0.01 pts | $5,130 | $455,000 |
| Refinance | 102 | 81 | 20.6% | 6.125% | −0.06 pts | $4,270 | $535,000 |
| Cash-out refinance | 56 | 42 | 25.0% | 6.875% | +0.22 pts | $4,570 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Harborone Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 11 | 15 | 2.3% |
| Plymouth County | 13 | 131 | 2.0% |
| Hampshire County | 13 | 31 | 2.5% |
| Nantucket County | 15 | 1 | 1.6% |
| Norfolk County | 24 | 71 | 0.9% |
| Bristol County | 25 | 58 | 1.0% |
| Dukes County | 25 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology