Lender in Missouri · HMDA 2025
HNB National Bank mortgages in Missouri
HNB National Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
HNB National Bank originated 222 owner-occupied single-family loans in Missouri from 266 completed applications.
Its median conventional purchase loan costs were $1,840 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.50% (Missouri: 6.625%).
Loans in MO
222
of 266 applications
Denial rate
8.9%
Purchase · MO 6.5%
Rate spread
+0.29 pts
Conv. · MO +0.24 pts
Loan amount
$195,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 169 | 138 | 8.9% | 6.500% | +0.29 pts | $1,840 | $195,000 |
| Refinance | 80 | 74 | 3.8% | 6.500% | +0.02 pts | $1,420 | $255,000 |
| Cash-out refinance | 17 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where HNB National Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ralls County | 1 | 25 | 23.2% |
| Marion County | 2 | 53 | 14.6% |
| Pike County | 3 | 22 | 10.7% |
| Gentry County | 3 | 8 | 8.6% |
| Andrew County | 5 | 15 | 6.0% |
| Monroe County | 7 | 5 | 6.3% |
| Nodaway County | 9 | 7 | 3.5% |
| Buchanan County | 11 | 23 | 1.9% |
| Mercer County | 13 | 1 | 4.3% |
| Audrain County | 14 | 5 | 1.6% |
| Lincoln County | 17 | 20 | 1.7% |
| Lewis County | 19 | 1 | 1.3% |
| DeKalb County | 20 | 2 | 1.7% |
| Harrison County | 20 | 1 | 1.5% |
| Atchison County | 21 | 1 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology