Lender in New York · HMDA 2025
Homebridge Financial Services, Inc. mortgages in New York
Homebridge Financial Services, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Homebridge Financial Services, Inc. originated 480 owner-occupied single-family loans in New York from 733 completed applications.
Its median conventional purchase loan costs were $13,140 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
480
of 733 applications
Denial rate
31.3%
Purchase · NY 9.5%
Rate spread
+0.35 pts
Conv. · NY +0.07 pts
Loan amount
$525,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 569 | 387 | 31.3% | 6.625% | +0.35 pts | $13,140 | $525,000 |
| Refinance | 82 | 44 | 46.3% | 6.990% | +0.67 pts | $16,900 | $585,000 |
| Cash-out refinance | 82 | 49 | 36.6% | 6.875% | +0.42 pts | $16,660 | $485,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Homebridge Financial Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Herkimer County | 6 | 26 | 5.7% |
| Putnam County | 14 | 14 | 1.3% |
| Lewis County | 23 | 1 | 0.5% |
| Dutchess County | 25 | 23 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology