Lender in Washington · HMDA 2025
HomeStreet Bank mortgages in Washington
HomeStreet Bank's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
HomeStreet Bank originated 352 owner-occupied single-family loans in Washington from 388 completed applications.
Its median conventional purchase loan costs were $7,090 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.875% (Washington: 6.625%).
Loans in WA
352
of 388 applications
Denial rate
5.9%
Purchase · WA 5.9%
Rate spread
+0.21 pts
Conv. · WA +0.10 pts
Loan amount
$535,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 321 | 300 | 5.9% | 6.875% | +0.21 pts | $7,090 | $535,000 |
| Refinance | 34 | 26 | 23.5% | — | +0.13 pts | $4,350 | $565,000 |
| Cash-out refinance | 33 | 26 | 21.2% | — | — | — | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where HomeStreet Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wahkiakum County | 9 | 1 | 1.7% |
| Klickitat County | 10 | 5 | 2.3% |
| San Juan County | 23 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology