Lender in Texas · HMDA 2025
Hometrust Mortgage Company mortgages in Texas
Hometrust Mortgage Company's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Hometrust Mortgage Company originated 494 owner-occupied single-family loans in Texas from 580 completed applications.
Its median conventional purchase loan costs were $7,170 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
494
of 580 applications
Denial rate
13.7%
Purchase · TX 10.2%
Rate spread
+0.28 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 542 | 468 | 13.7% | 6.625% | +0.28 pts | $7,170 | $285,000 |
| Refinance | 18 | 11 | — | — | — | — | — |
| Cash-out refinance | 20 | 15 | 20.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Hometrust Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Moore County | 1 | 43 | 20.0% |
| Walker County | 4 | 27 | 4.9% |
| Trinity County | 8 | 3 | 2.7% |
| Hockley County | 10 | 6 | 3.0% |
| Dallam County | 11 | 2 | 3.9% |
| Carson County | 12 | 2 | 2.5% |
| Castro County | 19 | 1 | 2.6% |
| Sherman County | 19 | 1 | 3.3% |
| Galveston County | 21 | 68 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology