Lender in Indiana · HMDA 2025
Hoosier Hills Credit Union mortgages in Indiana
Hoosier Hills Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Hoosier Hills Credit Union originated 226 owner-occupied single-family loans in Indiana from 290 completed applications.
Its median conventional purchase loan costs were $2,660 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
226
of 290 applications
Denial rate
17.8%
Purchase · IN 7.4%
Rate spread
+0.06 pts
Conv. · IN +0.24 pts
Loan amount
$185,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 163 | 127 | 17.8% | 6.625% | +0.06 pts | $2,660 | $185,000 |
| Refinance | 48 | 41 | 14.6% | 6.375% | −0.25 pts | $2,760 | $185,000 |
| Cash-out refinance | 79 | 58 | 25.3% | 7.250% | +0.73 pts | $2,760 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Hoosier Hills Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Perry County | 1 | 49 | 21.1% |
| Orange County | 1 | 35 | 18.4% |
| Lawrence County | 3 | 49 | 7.7% |
| Martin County | 4 | 4 | 4.1% |
| Dubois County | 5 | 21 | 5.3% |
| Crawford County | 6 | 5 | 4.9% |
| Spencer County | 10 | 5 | 2.5% |
| Pike County | 11 | 2 | 1.6% |
| Dearborn County | 18 | 11 | 1.4% |
| Greene County | 19 | 4 | 0.9% |
| Monroe County | 20 | 13 | 0.8% |
| Sullivan County | 21 | 2 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology