Lender in North Carolina · HMDA 2025
Howard Hanna Financial Services, Inc. mortgages in North Carolina
Howard Hanna Financial Services, Inc.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Howard Hanna Financial Services, Inc. originated 785 owner-occupied single-family loans in North Carolina from 795 completed applications.
Its median conventional purchase loan costs were $4,500 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
785
of 795 applications
Denial rate
0.5%
Purchase · NC 7.6%
Rate spread
+0.16 pts
Conv. · NC +0.04 pts
Loan amount
$315,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 766 | 758 | 0.5% | 6.625% | +0.16 pts | $4,500 | $315,000 |
| Refinance | 21 | 20 | 4.8% | — | — | — | $345,000 |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Howard Hanna Financial Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Madison County | 4 | 8 | 4.2% |
| Haywood County | 6 | 48 | 5.5% |
| Buncombe County | 7 | 89 | 3.0% |
| Henderson County | 8 | 59 | 3.4% |
| Transylvania County | 11 | 7 | 2.4% |
| Polk County | 11 | 5 | 2.1% |
| Jackson County | 12 | 5 | 1.7% |
| Yancey County | 15 | 2 | 1.2% |
| McDowell County | 17 | 4 | 0.9% |
| Yadkin County | 18 | 4 | 1.0% |
| Avery County | 18 | 1 | 0.7% |
| Watauga County | 20 | 4 | 1.1% |
| Caswell County | 20 | 2 | 1.2% |
| Iredell County | 21 | 39 | 1.0% |
| Randolph County | 22 | 19 | 1.1% |
| Rockingham County | 24 | 11 | 0.8% |
| Edgecombe County | 24 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology