Lender in New York · HMDA 2025
HSBC Bank USA, N.A. mortgages in New York
HSBC Bank USA, N.A.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
HSBC Bank USA, N.A. originated 333 owner-occupied single-family loans in New York from 387 completed applications.
Its median conventional purchase loan costs were $6,150 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.383% (New York: 6.50%).
Loans in NY
333
of 387 applications
Denial rate
10.3%
Purchase · NY 9.5%
Rate spread
−0.08 pts
Conv. · NY +0.07 pts
Loan amount
$805,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 349 | 303 | 10.3% | 6.383% | −0.08 pts | $6,150 | $805,000 |
| Refinance | 20 | 16 | 20.0% | — | — | — | — |
| Cash-out refinance | 18 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where HSBC Bank USA, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New York County | 10 | 123 | 2.4% |
| Kings County | 23 | 74 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology