Lender in Indiana · HMDA 2025
Indiana Members Credit Union mortgages in Indiana
Indiana Members Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Indiana Members Credit Union originated 868 owner-occupied single-family loans in Indiana from 1,051 completed applications.
Its median conventional purchase loan costs were $2,970 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
868
of 1,051 applications
Denial rate
0.4%
Purchase · IN 7.4%
Rate spread
−0.13 pts
Conv. · IN +0.24 pts
Loan amount
$255,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 442 | 372 | 0.4% | 6.500% | −0.13 pts | $2,970 | $255,000 |
| Refinance | 75 | 63 | 0.0% | 5.875% | −0.34 pts | $3,240 | $335,000 |
| Cash-out refinance | 534 | 433 | 13.9% | 6.625% | +0.28 pts | $0 | $75,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Indiana Members Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warrick County | 9 | 29 | 2.6% |
| Posey County | 12 | 8 | 2.3% |
| Marion County | 13 | 276 | 2.0% |
| Johnson County | 13 | 84 | 2.3% |
| Hamilton County | 15 | 150 | 1.9% |
| Hendricks County | 15 | 78 | 1.9% |
| Vanderburgh County | 15 | 40 | 1.5% |
| Brown County | 16 | 5 | 2.0% |
| Boone County | 18 | 25 | 1.4% |
| Morgan County | 21 | 24 | 1.5% |
| Shelby County | 21 | 9 | 1.1% |
| Grant County | 21 | 7 | 0.9% |
| Hancock County | 24 | 28 | 1.1% |
| Delaware County | 24 | 12 | 0.8% |
| Putnam County | 24 | 5 | 0.9% |
| Madison County | 25 | 21 | 1.0% |
| Spencer County | 25 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology