Lender in Indiana · HMDA 2025
Indiana University Credit Union mortgages in Indiana
Indiana University Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Indiana University Credit Union originated 338 owner-occupied single-family loans in Indiana from 423 completed applications.
Its median conventional purchase loan costs were $1,930 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.50% (Indiana: 6.625%).
Loans in IN
338
of 423 applications
Denial rate
9.5%
Purchase · IN 7.4%
Rate spread
−0.04 pts
Conv. · IN +0.24 pts
Loan amount
$265,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 231 | 204 | 9.5% | 6.500% | −0.04 pts | $1,930 | $265,000 |
| Refinance | 49 | 34 | 28.6% | — | −0.30 pts | $2,210 | $255,000 |
| Cash-out refinance | 143 | 100 | 26.6% | — | +0.23 pts | $1,760 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Indiana University Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 1 | 237 | 15.2% |
| Owen County | 8 | 9 | 3.2% |
| Lawrence County | 9 | 15 | 2.4% |
| Brown County | 9 | 7 | 2.9% |
| Greene County | 13 | 10 | 2.2% |
| Martin County | 24 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology