Lender in West Virginia · HMDA 2025
Integrity Home Mortgage Corporation mortgages in West Virginia
Integrity Home Mortgage Corporation's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Integrity Home Mortgage Corporation originated 443 owner-occupied single-family loans in West Virginia from 498 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $6,850 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.625% (West Virginia: 6.624%).
Loans in WV
443
of 498 applications
Denial rate
4.2%
Purchase · WV 9.4%
Rate spread
+0.34 pts
Conv. · WV +0.16 pts
Loan amount
$295,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 455 | 407 | 4.2% | 6.625% | +0.34 pts | $6,850 | $295,000 |
| Refinance | 14 | 10 | — | — | — | — | — |
| Cash-out refinance | 29 | 26 | 3.5% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Integrity Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Berkeley County | 1 | 311 | 10.6% |
| Grant County | 2 | 9 | 9.9% |
| Hardy County | 3 | 12 | 9.1% |
| Morgan County | 5 | 15 | 5.0% |
| Jefferson County | 6 | 72 | 4.1% |
| Hampshire County | 7 | 12 | 4.0% |
| Tucker County | 9 | 1 | 2.3% |
| Wirt County | 9 | 1 | 3.6% |
| Mineral County | 25 | 3 | 1.0% |
| Upshur County | 25 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology