Lender in Indiana · HMDA 2025
Jackson County Bank mortgages in Indiana
Jackson County Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Jackson County Bank originated 321 owner-occupied single-family loans in Indiana from 372 completed applications.
Its median conventional purchase loan costs were $3,330 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
321
of 372 applications
Denial rate
5.1%
Purchase · IN 7.4%
Rate spread
+0.14 pts
Conv. · IN +0.24 pts
Loan amount
$285,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 315 | 285 | 5.1% | 6.625% | +0.14 pts | $3,330 | $285,000 |
| Refinance | 22 | 14 | 36.4% | — | — | — | — |
| Cash-out refinance | 35 | 22 | 37.1% | — | +0.24 pts | $2,860 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Jackson County Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Decatur County | 3 | 28 | 7.5% |
| Jennings County | 3 | 21 | 6.7% |
| Jackson County | 4 | 42 | 8.1% |
| Bartholomew County | 7 | 51 | 3.9% |
| Lawrence County | 8 | 19 | 3.0% |
| Monroe County | 9 | 35 | 2.2% |
| Ripley County | 18 | 4 | 1.3% |
| Orange County | 22 | 2 | 1.1% |
| Rush County | 24 | 3 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology