Lender in Pennsylvania · HMDA 2025
JLB Corporation mortgages in Pennsylvania
JLB Corporation's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
JLB Corporation originated 220 owner-occupied single-family loans in Pennsylvania from 231 completed applications.
Its median conventional purchase loan costs were $4,620 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
220
of 231 applications
Denial rate
1.7%
Purchase · PA 6.7%
Rate spread
+0.34 pts
Conv. · PA +0.17 pts
Loan amount
$185,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 60 | 59 | 1.7% | 6.625% | +0.34 pts | $4,620 | $185,000 |
| Refinance | 9 | 5 | — | — | — | — | — |
| Cash-out refinance | 162 | 156 | 3.7% | 6.750% | +0.55 pts | $5,400 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where JLB Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mercer County | 15 | 18 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology