Lender in Florida · HMDA 2025
Jmac Lending, Inc. mortgages in Florida
Jmac Lending, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Jmac Lending, Inc. originated 1,094 owner-occupied single-family loans in Florida from 1,152 completed applications.
Its median conventional purchase loan costs were $9,440 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
1,094
of 1,152 applications
Denial rate
4.9%
Purchase · FL 12.8%
Rate spread
+0.39 pts
Conv. · FL +0.14 pts
Loan amount
$365,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,018 | 968 | 4.9% | 6.625% | +0.39 pts | $9,440 | $365,000 |
| Refinance | 41 | 39 | 4.9% | 6.375% | +0.09 pts | $8,420 | $335,000 |
| Cash-out refinance | 93 | 87 | 6.5% | 6.875% | +0.64 pts | $8,960 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Jmac Lending, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gilchrist County | 12 | 3 | 1.8% |
| Calhoun County | 20 | 1 | 1.3% |
| Madison County | 20 | 1 | 1.2% |
| Glades County | 21 | 1 | 1.1% |
| Hendry County | 23 | 4 | 0.8% |
| Palm Beach County | 24 | 113 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology