Lender in Florida · HMDA 2025
KBHS Home Loans, LLC mortgages in Florida
KBHS Home Loans, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
KBHS Home Loans, LLC originated 1,269 owner-occupied single-family loans in Florida from 1,437 completed applications.
Its median conventional purchase loan costs were $5,720 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.25% (Florida: 6.625%).
Loans in FL
1,269
of 1,437 applications
Denial rate
10.8%
Purchase · FL 12.8%
Rate spread
−0.21 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,436 | 1,269 | 10.8% | 6.250% | −0.21 pts | $5,720 | $335,000 |
| Refinance | 1 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where KBHS Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Flagler County | 6 | 76 | 2.6% |
| Lake County | 7 | 168 | 2.2% |
| Polk County | 12 | 192 | 1.5% |
| Manatee County | 14 | 104 | 1.3% |
| Pasco County | 16 | 149 | 1.2% |
| Brevard County | 17 | 142 | 1.3% |
| Seminole County | 18 | 59 | 1.0% |
| St. Johns County | 21 | 76 | 1.1% |
| Duval County | 24 | 135 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology