Lender in New Jersey · HMDA 2025
Kearny Bank mortgages in New Jersey
Kearny Bank's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Kearny Bank originated 341 owner-occupied single-family loans in New Jersey from 363 completed applications.
Its median conventional purchase loan costs were $5,000 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 5.99% (New Jersey: 6.625%).
Loans in NJ
341
of 363 applications
Denial rate
5.8%
Purchase · NJ 8.4%
Rate spread
−0.44 pts
Conv. · NJ +0.12 pts
Loan amount
$455,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 308 | 287 | 5.8% | 5.990% | −0.44 pts | $5,000 | $455,000 |
| Refinance | 41 | 41 | 0.0% | — | −0.24 pts | $4,230 | $475,000 |
| Cash-out refinance | 14 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Kearny Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hudson County | 10 | 62 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology