Lender in Ohio · HMDA 2025
KeyBank, N.A. mortgages in Ohio
KeyBank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
KeyBank, N.A. originated 1,040 owner-occupied single-family loans in Ohio from 1,367 completed applications.
Its median conventional purchase loan costs were $4,330 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.50% (Ohio: 6.625%).
Loans in OH
1,040
of 1,367 applications
Denial rate
13.4%
Purchase · OH 7.1%
Rate spread
+0.03 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 846 | 722 | 13.4% | 6.500% | +0.03 pts | $4,330 | $215,000 |
| Refinance | 170 | 108 | 34.1% | 6.375% | −0.01 pts | $2,740 | $165,000 |
| Cash-out refinance | 351 | 210 | 39.6% | 6.750% | +0.33 pts | $3,220 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where KeyBank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Erie County | 6 | 28 | 3.2% |
| Lucas County | 9 | 159 | 3.4% |
| Wood County | 11 | 37 | 2.3% |
| Huron County | 13 | 11 | 1.8% |
| Cuyahoga County | 15 | 217 | 1.6% |
| Ashtabula County | 15 | 17 | 1.5% |
| Geauga County | 15 | 17 | 1.4% |
| Sandusky County | 17 | 11 | 1.5% |
| Fulton County | 19 | 8 | 1.5% |
| Lake County | 23 | 37 | 1.0% |
| Stark County | 24 | 54 | 1.1% |
| Lorain County | 25 | 51 | 1.0% |
| Ottawa County | 25 | 5 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology